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Aircraft Trader Insurance


Features & Benefits



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On-demand coverage for part-time aircraft traders.

If you buy and sell aircraft on a part-time basis, you may lack the right insurance for these transactions, or mistakenly assume the buyer will provide proper coverage. Unfortunately, you're running the risk of being with the wrong coverage should a mishap occur. That's why we created Aircraft Trader insurance.

As general aviation's only direct underwriter, Avemco is uniquely positioned to handle the flexibility necessary for this type of specialty insurance. You can add qualified aircraft to – or remove them from – your Avemco insurance policy with just one call.

Aircraft Trader

Key Policy Benefits

Receive coverage for demo flights.


Avemco's policy pays for your legal defense, up to $5,000, if an FAA pilot certificate enforcement or civil penalty action is brought against you as a result of a covered accident or loss.


Up to 10% annual premium credit through Avemco's Safety Rewards Program.

Storage coverage available when aircraft stored or in for service.


Increased liability options available.


You can be paid by pilots named on the data page on the policy for their personal, non-commercial use of your insured aircraft.


Standard Policy Benefits

Medical expense coverage includes payment of $100 each day in hospital, up to policy limits, in addition to medical bills and includes policyholder.


No coverage exclusion just because an annual, medical, or flight review accidentally expires midterm.


We insure pilots regardless of age who meet general underwriting requirements.


We give credits for "claim-free" experience.


We base total loss payment on the insured value, not a "Blue Book" or actual cash value.


A hull premium credit applies if your aircraft is kept in a hangar.


Disappearing deductible for loss due to fire, lightning, explosion, or a total loss (in most cases).


If you've purchased in-flight hull coverage, we pay to retrieve your aircraft after an off-airport landing, even if your aircraft isn't damaged.


No different deductible for gear up landings.


No restrictions on payment for Hail Damage.


When you add or replace aircraft, up to 5 days coverage is automatically provided, as long as the replacement aircraft meets the definition of "insured aircraft" in the policy.


$25,000 liability coverage is provided for damage to rented or leased hangars.


We pay up to $1,000 for damage to passengers' personal effects.

Coverage for liability arising out of use of area you rent to park, tie-down or store your aircraft.


Can include your spouse as an approved named pilot without additional charge on most aircraft.


Offers fleet discounts if we insure more than one aircraft under the same policy.


Allow mid-term changes that can save premium.


We base total loss payment on the insured value, not a "Blue Book" or actual cash value.


No hidden hurricane damage deductibles.


Coverage on grass strips for qualified aircraft.


No family sub-limits.


No N# blocking.


You can name up to 5 approved pilots on your policy.


Pays for runway foam preceding an emergency landing.


Convenient payment plans w/no finance charge.


Policy has no "blanket" FAR exclusions.


Legal Defense after limits of policy tendered.


We do not subrogate against named insured pilots.


* Not all coverages or products may be available in all jurisdictions. The description of coverage herein is for information purposes only. Actual coverages will vary based on local law requirements and the terms and conditions of the policy issued. The information described herein does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by Avemco. In the event that a policy is inconsistent with the information described herein, the language of the policy will take precedence.


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