Legal Notice and Terms and Conditions of Use:
Copyright 2009 - 2010. Avemco Insurance Company.
Terms and Conditions of Use
By using this website, you acknowledge your agreement to these terms and conditions of use without limitation or qualification. If you do not agree to these terms and conditions of use, please do not use this website. Please read these terms and conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
By providing material on our website, Avemco Insurance Company ("Avemco") does not in any way promise that the materials will remain available to you or that you will qualify for the products and services we offer. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement.
Notice of Copyright and Service Marks
While Avemco and its parent company, HCC Insurance Holdings, Inc. ("HCC"), provide the information on this website to anyone, we retain copyright on all text and graphic images. As such, one copy of the contents of this website may be viewed, copied and downloaded for your own personal non-commercial use, provided that this Notice of Copyright appear in all copies. The contents of this website may not be modified or used in any manner other than as expressly permitted by the immediately preceding sentence, including without limitation, utilization by reference, the establishment of a link or the systematic retrieval of data or other content from this website, without the prior written consent of Avemco.
Avemco reserves the right at any and all times and in its sole discretion to change the content of this website and the products and services referenced herein. Avemco reserves all other rights.
Avemco Insurance Company and Avemco Insurance Agency, Inc. collectively market under the registered service mark "AVEMCO®". HCC Insurance Holdings and the HCC logo are registered service marks of HCC Insurance Holdings, Inc. and the names, logos and products of the other HCC group companies referenced herein are either service marks or registered service marks of such companies and are utilized herein under license. Other product and company names referenced herein may be the service marks of their respective owners. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any service mark displayed on this website without the written permission of the holder thereof. Your use of the service marks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Disclaimer of Liability
AVEMCO MAINTAINS THIS WEBSITE AS A SERVICE TO THE INTERNET COMMUNITY. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED AS IS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND HCC, AVEMCO AND THEIR SUBSIDIARIES AND AFFILIATES (COLLECTIVELY FOR PURPOSES HEREOF, "AVEMCO") DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. AVEMCO DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE, THE SERVERS THAT MAKE IT AVAILABLE, OR ANY E-MAILS SENT FROM SUCH SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. AVEMCO DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT AVEMCO) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL AVEMCO OR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE BE LIABLE TO YOU FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THIS WEBSITE, EVEN IF AVEMCO OR AN AVEMCO AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL AVEMCO'S TOTAL LIABILITY TO YOU FOR ANY DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS WEBSITE.
SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES OR THE EXCLUSION OF CERTAIN DAMAGES, SO THE FOREGOING DISCLAIMER OR EXCLUSION MAY NOT APPLY TO YOU.
Disclaimer of Endorsement
This website may be linked to other websites which are not maintained by Avemco. Avemco is not responsible for the content of those websites. The inclusion of any link to such websites is offered for convenience and informational purposes only and does not imply approval of or endorsement by Avemco of the websites, the content thereof, or the products or services offered thereon.
The HCC stock pricing information appearing on the third party website linked to this website is updated periodically from a source other than HCC. HCC and Avemco do not assume any responsibility for the accuracy of such pricing information or any other materials included on such third party website. Accordingly, such information must not be used for any formal analysis or estimation.
Information Security
The World Wide Web exists across public networks, many of which are insecure. This website uses the security features of Internet Explorer on most forms on this website, however, Avemco cannot guarantee the security of the in-transit information. Avemco disclaims any and all liability for interception by unauthorized persons and for any computer viruses that may be loaded into your computer as a result of the downloading of any information from this or any other website.
When you select a password and sign-up in order to access Avemco's online policyholder services, you agree to the following additional terms and conditions:
- Avemco is authorized to act on instructions received under your password without any requirements to question or separately validate those instructions;
- Avemco is not liable for any unauthorized access to your personal information that is not directly due to the gross negligence or intentional misconduct of Avemco;
- Your password contains sensitive information and you will keep it confidential and secret;
- You will notify Avemco immediately if you believe anyone else has learned your password or if you believe an unauthorized access to Avemco or your personal information has occurred or may occur; and
- Avemco may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.
Use of Information
Please review the Privacy Policy, which also applies to your use of this website. Except as otherwise provided herein or as specified in the Privacy Policy, by providing information through the use of this website (such as inquiries, comments, suggestions or ideas) to Avemco, the visitor agrees that such information is provided on a non-confidential basis and that Avemco shall have unlimited rights to use (or not use), distribute (or not distribute), reproduce (or not reproduce), and disclose (or not disclose) such information worldwide as Avemco deems appropriate, without compensation or acknowledgment of its source. Avemco shall be free to use any ideas, concepts, know-how or techniques contained in any information a visitor provides Avemco through this website. Should you have any questions or comments about our privacy policies or practice, please direct them to: HCC Legal Department.
Jurisdictional Issues
This website is controlled and operated by Avemco and HCC from their offices within the states of Maryland and Texas, United States of America. Maryland law governs the use of this website, without giving effect to its conflicts of laws principles. Unless otherwise expressly set forth herein, HCC and Avemco make no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation of an offer to buy any security, insurance product or other product or service by Avemco. No security, insurance product or other product or service is offered or will be sold by Avemco or, if sold by Avemco, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions. Should a court of competent jurisdiction hold or find any portion or provision of any of the disclaimers appearing herein illegal, non-enforceable, or invalid, the remainder of the disclaimer or disclaimers shall remain in full force and effect in that case and in all other cases.
Avemco Insurance Company is a property and casualty insurance company domiciled in the state of Maryland. Avemco Insurance Company insures general aircraft and pilots and does not underwrite insurance products offered by Avemco Insurance Agency, Inc. Insurance products offered through Avemco Insurance Agency, Inc. (Arkansas Insurance Producer License # 274909 and California License # 0E63427) are underwritten by non-affiliated carriers who specialize in those types of insurance. Please see the websites of such companies for details.
Avemco's business and mailing address is:
411 Aviation Way, Suite 100
Frederick, Maryland 21701
Telephone: 301-694-5700
Facsimile: 301-694-4376
Toll-free Telephone: (800) 638 8440
Toll-free Facsimile: (800) 863 3338
Software Licenses
You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Avemco does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by such export controls laws and regulations.
Forward Looking Statements
Forward-looking statements which may be contained on this website are made under "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995 and involve a number of risks and uncertainties. The types of risks and uncertainties which may affect HCC are set forth in its periodic reports filed with the Securities and Exchange Commission.
Employment Opportunities
Avemco and HCC are equal opportunity employers, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, sex, religion, disability, national origin, sexual orientation or gender expression. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.