Insurance Products:
Renters & Borrowers

Features & Benefits

Are you adequately protected when you fly aircraft you don't own?

Today more than ever, you need to be sure you're covered. Did you know there are as many as 300,000 uninsured active pilots flying in aircraft they don't own? Many of these pilots believe the insurance that is carried by the FBO or the owner of the aircraft will protect them. This is simply not true in most situations. The owners' insurance is designed to protect THEIR interests - not yours. An owners' insurance policy may not protect you for your liability or for physical damage to the aircraft or other people's property. That's why you need to carry Avemco Insurance Company Renters (Non-Owned) Insurance.

Policy Benefits:

  • COVERAGE FOR MULTI-ENGINE AIRCRAFT RENTERS (additional charge applies)
  • COVERAGE FOR SPORT PILOT RENTERS
  • No fault deductible - Avemco will pay up to the first $1,000 for aircraft damage to reimburse the owner of a non-owned aircraft for their insurance deductible regardless of your legal liability, if you have purchased Aircraft Damage Liability (ADL) coverage.
  • Legal defense costs - Avemco will cover legal costs if you are sued over a covered loss.
  • Loss of use coverage for the FBO when you purchase ADL.
  • Coverage for Civil Air Patrol missions at no additional cost.
  • $100 for each day of in-patient hospital care - paid to you, your spouse, parent or child as a result of an accident resulting from your use of a non-owned aircraft, for expenses incurred within one year of a covered accident.
  • Qualifies for the Avemco Safety Rewards Program. If you have completed an Avemco/King Practical Risk Management course and/or Avemco-recognized recurrent training please contact Avemco directly toll-free at (888) 241-7891 to receive up to 10% annual premium credit. Click here for complete information on the Avemco Safety Rewards Program.