Breaking News

Owned Aircraft Insurance


Features & Benefits



A A A

For aircraft owners who love to fly … we've got the coverage you need!

As a leader in the industry – and America's only direct aviation underwriter – Avemco is uniquely positioned to serve the owned aircraft insurance needs of general aviation pilots like you. After all, we've been insuring pilots and aircraft owners for over 45 years. And Avemco focuses on inclusions, not exclusions, so you get exceptional coverage you can count on.

Standard policy benefits*

Owned Aircraft
Key Policy Benefits

Up to 10% annual premium credit through Avemco's Safety Rewards Program.


Avemco's policy pays for your legal defense, up to $5,000, if an FAA pilot certificate enforcement or civil penalty action is brought against you as a result of a covered accident or loss.


Policy has no "blanket" FAR exclusions.

Storage coverage available when aircraft stored or in for maintenance or service.


Increased liability options available.


If you've purchased in-flight hull coverage, we pay to retrieve your aircraft after an off-airport landing, even if your aircraft isn't damaged.


Standard Policy Benefits

We give credits for "claim-free" experience.


We insure pilots regardless of age who meet general underwriting requirements.


You can be paid by pilots named on the data page on the policy for their personal, non-commercial use of your insured aircraft.


Medical expense coverage includes payment of $100 each day in hospital, up to policy limits, in addition to medical bills and includes policyholder.


No coverage exclusion just because an annual, medical, or flight review accidentally expires midterm.


No N# blocking.


We base total loss payment on the insured value, not a "Blue Book" or actual cash value.


A hull premium credit applies if your aircraft is kept in a hangar.


No family sub-limits.


Disappearing deductible for loss due to fire, lightning, explosion, or a total loss (in most cases).


Built-in Non-Owned liability benefits include coverage for damage to non-owned aircraft to the extent of the hull coverage you purchase for your aircraft.


No separate deductible for gear up landings.


No restrictions on payment for covered Hail Damage.


When you add or replace aircraft, up to 30 days coverage is automatically provided, as long as the replacement aircraft meets the definition of "insured aircraft" in the policy.

Avemco's policy includes "extended sales coverage" which provides Bodily Injury and Property Damage Liability for covered claims after you have sold the aircraft for up to one year after the date of sale, or the period that the aircraft was insured by Avemco, whichever is less. Very few, if any, other policies provide this protection.


$25,000 liability coverage is provided for damage to rented or leased hangars.


We pay up to $1,000 for damage to passengers' personal effects.


Coverage for liability arising out of the use of the area you rent to park, tie-down or store your aircraft.


You can include your spouse as an approved named pilot at no additional charge on most aircraft.


Fleet discounts available if we insure more than one aircraft on the same policy.


Allow mid-term changes that can save premium.


Most policies have an Open Pilot Warranty allowing pilots who meet the requirements to fly your airplane and have coverage.


No hidden hurricane damage deductibles.


Coverage on grass strips for most aircraft.


You can name up to 5 approved pilots on your policy.


Pays for runway foam in event of covered gear up landing.


Avemco offers convenient payment plans and accepts major credit cards.


Legal Defense after limits of policy tendered.


We do not subrogate against named insured pilots.


* Not all coverages or products may be available in all jurisdictions. The description of coverage herein is for information purposes only. Actual coverages will vary based on local law requirements and the terms and conditions of the policy issued. The information described herein does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by Avemco. In the event that a policy is inconsistent with the information described herein, the language of the policy will take precedence.


Get Your Aviation Insurance Quote
or Call Us at
(888) 241 7891